About Medallion Signature Locator

Who We Are

Medallion Signature Locator was created by independent financial analysts and regulatory compliance researchers to solve one of the most frustrating bottlenecks in retail finance: obtaining a statutory Medallion Signature Guarantee under SEC Rule 17Ad-15 and Uniform Commercial Code (UCC) § 8-306.

Every year, hundreds of thousands of retail shareholders, estate executors, surviving spouses, and trustees attempt to sell physical stock certificates, transfer mutual fund accounts, or retitle inherited securities. Most turn to their local bank, only to discover that branch tellers cannot assist them, standard notaries are legally barred from stamping securities paperwork, and mega-banks enforce rigid, unadvertised 6-month customer seasoning rules.

We index and audit physical bank and credit union branch locations across all 50 states, cross-referencing actual branch capabilities with institutional risk policies so shareholders can prepare their documentation and visit the right location the first time.

Why This Directory Exists: The Retail Transfer Gap

Under federal securities laws, transfer agents like Computershare, Equiniti (EQ), and Broadridge are required to protect public equity issuers against fraudulent share liquidation. When a bank imprints a green or gold Medallion stamp, that institution warrants the authenticity of the signature and accepts 100% financial liability up to its program surety bond cap.

Because of this severe commercial liability, retail banks treat the stamp as a risk-controlled account holder courtesy rather than a standard customer service. In practice, this creates immense friction for consumers:

Medallion Signature Locator illuminates these institutional rules upfront, saving users hours of wasted travel, missed appointments, and document rejection fees.

How We Audit & Verify Branch Data

We rely on rigorous multi-source validation to ensure directory reliability:

• Federal Regulatory Records: We cross-reference physical branch locations against official quarterly call reports from the Federal Deposit Insurance Corporation (FDIC BankFind) and the National Credit Union Administration (NCUA).
• Institutional Policy Audits: Our research team monitors published bank policies across commercial banks (Chase, Bank of America, Wells Fargo, Citi, U.S. Bank, PNC) and major regional credit unions.
• Program Standards Analysis: We evaluate branch stamp limits against official guidelines from recognized programs: the Securities Transfer Agents Medallion Program (STAMP), Stock Exchanges Medallion Program (SEMP), and NYSE Medallion Signature Program (MSP).
• User Community Feedback: We actively incorporate real-time reports from executors, shareholders, and branch managers who notify our editorial team of policy changes, appointment link updates, or officer schedule modifications.

Editorial Independence & Integrity

We maintain strict editorial independence. We do not accept financial compensation, referral fees, or promotional incentives from commercial banks, credit unions, or transfer agents to alter eligibility badges, policy summaries, or branch ratings.

Our eligibility checker results and bank policy matrices are generated entirely through objective analysis of publicly available institutional guidelines and regulatory statutes.